Egg Freezing Financing From $250/Month
Finance your egg freezing procedure, medications, and storage with Future Family. Check your rate in 90 seconds — no credit impact.
Why Egg Freezing and How to Finance It
Egg freezing (oocyte cryopreservation) allows women to preserve their fertility by harvesting and storing eggs for future use. It is increasingly used by women who want to delay parenthood while retaining the option to have biological children later. The procedure typically costs $10,000–$15,000 for one cycle, plus $500–$1,000 per year for storage.
Future Family egg freezing loans break this cost into manageable monthly payments starting at $250/month, covering the retrieval procedure, hormonal stimulation medications, laboratory fees, and ongoing storage costs in a single consolidated loan.
- Stimulation medications and injectable hormones covered
- Egg retrieval procedure and monitoring appointments
- Laboratory fees and vitrification (flash-freezing) process
- Annual egg storage fees for the loan period
- Nurse coach guidance throughout the stimulation cycle
Is Egg Freezing Right for You?
Career & Life Planning
Women in their late 20s and 30s who want to focus on career, relationships, or personal goals before starting a family often choose egg freezing to preserve their options.
Medical Conditions
Women facing cancer treatment, autoimmune conditions, or other medical situations that may affect future fertility are often advised to freeze eggs before beginning treatment.
Single & LGBTQ+ Patients
Single individuals and LGBTQ+ patients planning to have children in the future often freeze eggs to have biological children with a future partner or via donor sperm.
Future Family Egg Freezing Loan — Full Cost Guide
A Future Family egg freezing loan covers the retrieval procedure, stimulation medications, laboratory fees, vitrification, and typically the first year of egg storage. Most patients planning a single cycle borrow $11,000–$16,000. For a two-cycle plan — recommended for women over 33 wanting a larger reserve — loan amounts of $20,000–$28,000 are common.
Stimulation medications are among the largest costs in egg freezing: injectable FSH (Gonal-F, Follistim, or Menopur) taken for 10–14 days costs $2,500–$5,500 per cycle. A GnRH antagonist and trigger shot add another $500–$1,000. Future Family loans cover all of these costs in a single disbursement to your clinic and pharmacy partners.
What Happens to Your Frozen Eggs
Eggs can be stored in liquid nitrogen indefinitely with no clinically demonstrated decline in viability. Annual storage fees run $500–$1,000 per year. When you are ready to use your eggs, your clinic will thaw them, fertilize with sperm, culture the resulting embryos, and transfer a selected embryo in a frozen embryo transfer (FET) cycle costing $3,000–$5,000 additional. This FET cost is not covered by your original egg freezing loan but can be financed separately through Future Family when the time comes.
Unused eggs can be donated to another patient, donated for research, or allowed to be destroyed. You are never obligated to continue paying storage fees — you can instruct your clinic to discontinue storage at any time.
Sample Future Family Egg Freezing Payments
| Loan Amount | APR | Term | Monthly |
|---|---|---|---|
| $10,000 | 9.74% | 60 mo | $211.26 |
| $13,000 | 9.74% | 60 mo | $274.64 |
| $18,000 | 12.50% | 60 mo | $407.92 |
| $25,000 | 14.99% | 60 mo | $594.68 |
APR 9.74%–23.74%. No origination fees. No prepayment penalty. Not all applicants qualify.
Frequently Asked Questions
How much does Future Family lend for egg freezing?
Future Family egg freezing loans cover up to $50,000. A single egg freezing cycle typically costs $10,000–$16,000 including medications. For a planned two-cycle protocol, most patients borrow $20,000–$28,000.
Do Future Family egg freezing loans cover medications?
Yes. Future Family loans cover stimulation medications including FSH injections, GnRH antagonists, and trigger shots — which typically add $2,500–$6,000 per cycle to total costs. Medications are disbursed through Future Family's pharmacy partners.
How much is the monthly payment for egg freezing financing?
At 9.74% APR over 60 months, a $13,000 egg freezing loan costs approximately $275 per month. At 14.99% APR over 60 months, a $13,000 loan costs approximately $310 per month. There is no down payment or origination fee.